Terms of Service
Last Updated:
1. Acceptance of Terms
DebtMeltPro is owned and operated by Aditya Dubey.
By accessing or using DebtMeltPro ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, please discontinue use of the Service immediately.
2. Description of Service
DebtMeltPro provides free, web-based financial calculators for educational and informational purposes. The Service includes debt payoff calculators, mortgage analysis tools, investment projection calculators, credit card optimization tools, loan calculators, and student loan comparison tools. All calculations execute locally on your device.
3. Financial Disclaimer — IMPORTANT
NOT FINANCIAL, TAX, OR LEGAL ADVICE
The tools, calculators, and content provided by DebtMeltPro are for educational and informational purposes only and do not constitute financial, investment, tax, accounting, or legal advice. Results are mathematical estimates based solely on the inputs you provide.
DebtMeltPro is not a registered investment advisor, broker-dealer, financial planner, tax advisor, or legal professional. Before making a financial decision, consider consulting a suitably qualified professional — and, where your country requires it, one who is registered or authorised.
Actual results will vary based on interest rate changes, fees, lender terms, tax laws, market conditions, and individual circumstances not captured by these calculators.
4. Accuracy of Calculations
We strive to ensure our calculations are mathematically accurate using standard financial formulas. However, we make no warranty, express or implied, regarding the accuracy, completeness, or reliability of any calculation result. Calculator outputs are estimates only and should not be relied upon as the sole basis for any financial decision.
5. Limitation of Liability
To the maximum extent permitted by applicable law, DebtMeltPro and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service, including but not limited to: financial losses resulting from decisions made based on calculator results, errors or inaccuracies in calculations, or inability to access the Service.
Our total liability to you for all claims shall not exceed the amount you paid to use the Service (which is $0, as the Service is free).
6. Permitted Use
You may use the Service for lawful, personal, non-commercial purposes. You may not: use automated tools in a way that disrupts the Service or places unreasonable load on it, use the Service to provide commercial financial advisory services without our written consent, or attempt to circumvent any security measures. Search engines and AI crawlers may access public pages in line with our robots.txt.
7. Third-Party Links & Disclaimers
The Service may contain informational links to external regulatory or educational resources (e.g., FTC, RBI). We do not control or endorse the content of external websites and are not responsible for their availability or policies.
8. Intellectual Property
All content, tools, and design elements of DebtMeltPro are owned by or licensed to us and protected by applicable intellectual property laws. You may share links to our tools but may not reproduce, copy, or redistribute our content without written permission.
9. Governing Law
These Terms are governed by applicable laws without regard to conflict of law principles. Any dispute arising out of or relating to these Terms shall be resolved in a court of competent jurisdiction.
10. Changes to Terms
We may update these Terms from time to time. The updated version will be posted on this page with the revised "Last Updated" date.
11. Contact
For inquiries regarding these Terms: [email protected]