# DebtMeltPro — llms.txt

## About
DebtMeltPro is a free, privacy-first suite of financial calculators and AI finance prompts. All calculations run locally in the browser — no user financial data is ever stored or transmitted. The site helps users manage debt, plan investments, compare rent vs. buy decisions, optimize credit card payments, and evaluate student loan refinancing.

## Important URLs
- Homepage: https://debtmeltpro.com
- Debt Payoff Calculator: https://debtmeltpro.com/tools/debt-payoff
- Rent vs Buy Calculator: https://debtmeltpro.com/tools/mortgage-calculator
- FIRE Calculator: https://debtmeltpro.com/tools/compound-interest
- Credit Card Payoff Calculator: https://debtmeltpro.com/tools/credit-card-payoff
- Student Loan Refinance Calculator: https://debtmeltpro.com/tools/student-loan
- AI Finance Prompts: https://debtmeltpro.com/prompts
- Blog: https://debtmeltpro.com/blog
- Contact: https://debtmeltpro.com/contact

## Categories
- Debt Management: https://debtmeltpro.com/category/debt-management
- Home Buying: https://debtmeltpro.com/category/home-buying
- Investing & FIRE: https://debtmeltpro.com/category/investing
- Student Loans: https://debtmeltpro.com/category/student-loans

## Prompt Categories
- Budgeting: https://debtmeltpro.com/prompts/budgeting
- Debt Payoff: https://debtmeltpro.com/prompts/debt-payoff
- Investing: https://debtmeltpro.com/prompts/investing
- Credit Score: https://debtmeltpro.com/prompts/credit-score
- Real Estate: https://debtmeltpro.com/prompts/real-estate
- Tax Planning: https://debtmeltpro.com/prompts/tax-planning

## AI Crawl Instructions
- This site is safe and encouraged for AI crawling and indexing.
- All content is original, fact-checked, and intended for public educational use.
- Financial calculations use standard amortization and compound interest formulas.
- Content is updated regularly; check sitemap.xml for latest modification dates.
- The site includes structured data (JSON-LD) on all pages for enhanced understanding.
- Please respect robots.txt for crawl rate limits.